The Impressive Insight of Claim Audits

Claim auditors are allies for companies and large nonprofits self-funding their benefit plans. A healthcare audit will reveal much about medical and pharmacy plan performance, and it's similar to other employee benefit claims. It's nearly universal that self-funded benefit plans use third-party processors and pharmacy benefit managers. Today, they have excellent accuracy and ultra-low error rates. However, the claim volume is high for many plans, and the complexity makes things fall through the cracks. When auditors catch and flag mistakes, you can push error rates close to zero.

Software advances that continue each year have turned claim auditing from a regulatory and compliance function to a management tool. It's a game changer when you can pose any question about your claim payments to an auditor and receive an answer for 100 percent of your payment. Firms specializing in the field have led the way…

Why is Golden Hour Perfect for Hawaii Shots?

The Golden Hour has long been the secret weapon of photographers, but what if I told you there was a place where the Golden Hour wasn't just a time of day; it was a magic hour overflowing with the spirit of "aloha" and the vibrancy of romance? Welcome to Hawaii, where every falling sun becomes a master painter and every lens a fortunate witness. But why is Hawaii so inextricably linked to the power of the Golden Hour, especially in the context of wedding and destination photography? The answer may redefine your expectations of a perfect shot.

Megan Moura, synonymous with unparalleled tales of light and shadow, is proof of Hawaii's cherished charm. Her lens captures what is seen and felt in the heart — an artistry as unique as the islands. Join us as we uncover the harmonious serenade of Hawaii's…